/* 청하손해사정 — 따뜻한 상담형 (흰 바탕 + 따뜻한 주황, 손해사정사 사진을 크게) */

:root {
  --ink: #26211d;
  --ink-2: #4a423b;
  --muted: #6b6058;
  --line: #efe4d8;
  --line-2: #e6d6c5;
  --bg: #ffffff;
  --cream: #fff8f1;
  --cream-2: #fdf0e3;
  --orange: #d9580b;        /* 단추 바탕(흰 굵은 큰 글자와 대비 3.9:1) */
  --orange-hover: #c2500a;
  --orange-text: #b84a08;   /* 흰 바탕 위 주황 글자(5.2:1) */
  --orange-bright: #f07a2a; /* 글자 아닌 꾸밈 */
  --orange-soft: #fff0e3;
  --espresso: #2a1e17;
  --espresso-2: #3a2a20;
  --shadow-sm: 0 2px 8px -2px rgba(90, 50, 20, .08);
  --shadow: 0 18px 44px -22px rgba(110, 55, 15, .28);
  --shadow-lg: 0 30px 70px -28px rgba(110, 55, 15, .38);
  --radius: 20px;
  --hdr-h: 68px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--hdr-h) + 16px); -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: "Pretendard Variable", Pretendard, -apple-system, BlinkMacSystemFont, "Apple SD Gothic Neo", "Malgun Gothic", sans-serif;
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--bg);
  word-break: keep-all;
  overflow-wrap: break-word;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; color: inherit; cursor: pointer; }
h1, h2, h3, p, ul, ol, dl, dd, figure { margin: 0; }
ul, ol { padding: 0; list-style: none; }
:focus-visible { outline: 3px solid rgba(217, 88, 11, .45); outline-offset: 2px; border-radius: 6px; }

.sprite { display: none; }
.ico { width: 1em; height: 1em; fill: currentColor; flex: none; }

.wrap { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.wrap-wide { max-width: 1400px; }

/* ---------- 단추 ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 22px; border-radius: 14px; border: 1.5px solid transparent;
  font-weight: 700; font-size: 17px; line-height: 1.2; letter-spacing: -.01em;
  transition: background-color .18s, border-color .18s, transform .18s, box-shadow .18s, color .18s;
  white-space: nowrap;
}
.btn .ico { font-size: 1.1em; }
.btn-primary { background: var(--orange); color: #fff; box-shadow: 0 10px 24px -12px rgba(217, 88, 11, .75); }
.btn-primary:hover { background: var(--orange-hover); transform: translateY(-1px); }
.btn-line { background: #fff; border-color: var(--line-2); color: var(--ink); }
.btn-line:hover { border-color: var(--orange); color: var(--orange-text); }
.btn-dark { background: var(--espresso); color: #fff; }
.btn-dark:hover { background: #000; }
.btn-lg { font-size: 18px; padding: 17px 26px; border-radius: 16px; }
.btn-sm { font-size: 15px; padding: 10px 16px; border-radius: 12px; }
.btn-block { width: 100%; }

/* ---------- 머리 ---------- */
.hdr {
  position: sticky; top: 0; z-index: 50; height: var(--hdr-h);
  background: rgba(255, 252, 248, .9); backdrop-filter: saturate(1.4) blur(12px); -webkit-backdrop-filter: saturate(1.4) blur(12px);
  border-bottom: 1px solid transparent; transition: border-color .2s, box-shadow .2s;
}
.hdr.is-scrolled { border-bottom-color: var(--line); box-shadow: var(--shadow-sm); }
.hdr-in { height: 100%; display: flex; align-items: center; gap: 28px; }
.brand { display: flex; align-items: center; gap: 10px; margin-right: auto; }
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-text strong { font-size: 19px; font-weight: 800; letter-spacing: -.02em; }
.brand-text small { font-size: 12.5px; color: var(--muted); font-weight: 500; }
.hdr-nav { display: none; gap: 26px; font-size: 15.5px; font-weight: 600; color: var(--ink-2); }
.hdr-nav a:hover { color: var(--orange-text); }
.hdr-actions { display: flex; align-items: center; gap: 14px; }
.hdr-phone { display: inline-flex; align-items: center; gap: 6px; font-weight: 800; font-size: 17px; color: var(--ink); letter-spacing: -.01em; }
.hdr-phone .ico { color: var(--orange-text); }
.hdr-phone:hover { color: var(--orange-text); }

/* ---------- 첫 화면 ---------- */
.hero {
  position: relative; overflow: hidden;
  padding: 44px 0 56px;
  background:
    radial-gradient(900px 420px at 88% -10%, rgba(240, 122, 42, .14), transparent 70%),
    radial-gradient(700px 380px at -10% 30%, rgba(255, 196, 140, .18), transparent 70%),
    linear-gradient(180deg, var(--cream) 0%, #fffaf5 70%, #fff 100%);
}
.hero-grid { display: grid; gap: 28px; align-items: center; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 10px; padding: 5px 14px 5px 5px;
  background: #fff; border: 1px solid var(--line); border-radius: 999px; box-shadow: var(--shadow-sm);
  font-size: 14.5px; font-weight: 700; color: var(--ink-2);
}
.hero-badge img { width: 32px; height: 32px; border-radius: 50%; object-fit: cover; object-position: 50% 18%; }
.hero-title { margin-top: 20px; font-size: clamp(34px, 6.4vw, 58px); line-height: 1.22; font-weight: 800; letter-spacing: -.035em; }
.hero-title em { font-style: normal; color: var(--orange-text); background: linear-gradient(transparent 68%, rgba(240, 122, 42, .22) 68%); }
.hero-desc { margin-top: 18px; font-size: clamp(17px, 1.6vw, 19px); color: var(--ink-2); max-width: 34em; }
.hero-desc strong { color: var(--ink); }
.hero-actions { margin-top: 28px; display: flex; flex-wrap: wrap; gap: 10px; }
.hero-trust { margin-top: 24px; display: flex; flex-wrap: wrap; gap: 8px 18px; font-size: 15px; font-weight: 600; color: var(--ink-2); }
.hero-trust li { display: inline-flex; align-items: center; gap: 6px; }
.hero-trust .ico { color: var(--orange-text); font-size: 18px; }

/* 30초 보상 진단 */
.quiz {
  position: relative; background: #fff; border: 1px solid var(--line); border-radius: 26px;
  padding: 24px 20px 20px; box-shadow: var(--shadow-lg); scroll-margin-top: calc(var(--hdr-h) + 12px);
}
.quiz-head { display: flex; gap: 12px; align-items: center; }
.quiz-avatar { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; object-position: 50% 15%; box-shadow: 0 0 0 3px var(--orange-soft); }
.quiz-title { font-size: 20px; font-weight: 800; letter-spacing: -.02em; line-height: 1.3; }
.quiz-sub { font-size: 14px; color: var(--muted); line-height: 1.5; }
.quiz-cases { color: var(--orange-text); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; white-space: nowrap; }
.quiz-progress { margin-top: 18px; height: 6px; border-radius: 6px; background: #f6ebdf; overflow: hidden; }
.quiz-bar { display: block; height: 100%; width: 25%; border-radius: 6px; background: linear-gradient(90deg, #f59a4f, var(--orange)); transition: width .35s ease; }
.quiz-count { margin-top: 8px; font-size: 13px; font-weight: 700; color: var(--muted); text-align: right; }
.quiz-count .quiz-now { color: var(--orange-text); }
.quiz.is-contact .quiz-progress, .quiz.is-contact .quiz-count, .quiz.is-done .quiz-progress, .quiz.is-done .quiz-count { visibility: hidden; height: 0; margin: 0; }

.quiz-step { display: none; }
.quiz-step.is-active { display: block; }
.quiz-step.is-entering { animation: stepIn .28s ease; }
@keyframes stepIn { from { opacity: 0; transform: translateX(10px); } to { opacity: 1; transform: none; } }
.quiz-q { font-size: 19px; font-weight: 800; letter-spacing: -.02em; line-height: 1.4; margin: 2px 0 14px; }
.quiz-opts { display: grid; gap: 8px; }
.quiz-opts button {
  display: flex; align-items: center; gap: 10px; width: 100%; text-align: left;
  padding: 14px 16px; border: 1.5px solid var(--line-2); border-radius: 14px; background: #fff;
  font-size: 16px; font-weight: 600; line-height: 1.35; transition: border-color .15s, background-color .15s, transform .15s;
}
.quiz-opts button .ico { font-size: 22px; color: var(--orange-text); }
.quiz-opts button:hover { border-color: var(--orange-bright); background: #fffaf5; }
.quiz-opts button.is-picked { border-color: var(--orange); background: var(--orange-soft); }
.quiz-opts-2 { grid-template-columns: 1fr 1fr; }
.quiz-opts-2 button { flex-direction: column; align-items: flex-start; gap: 6px; padding: 14px; font-size: 15.5px; }
.quiz-nav { margin-top: 14px; display: flex; justify-content: space-between; align-items: center; min-height: 24px; }
.quiz-link { border: 0; background: none; padding: 4px 0; font-size: 14.5px; font-weight: 600; color: var(--muted); text-decoration: underline; text-underline-offset: 3px; }
.quiz-link:hover { color: var(--orange-text); }

.quiz-points { background: var(--cream); border: 1px solid var(--line); border-radius: 16px; padding: 14px 16px; margin-bottom: 16px; }
.quiz-points-title { display: flex; align-items: center; gap: 6px; font-size: 15px; font-weight: 800; color: var(--orange-text); }
.quiz-points ul { margin-top: 8px; display: grid; gap: 6px; }
.quiz-points li { position: relative; padding-left: 14px; font-size: 14.5px; line-height: 1.55; color: var(--ink-2); }
.quiz-points li::before { content: ""; position: absolute; left: 0; top: .65em; width: 6px; height: 6px; border-radius: 50%; background: var(--orange-bright); }
.quiz-points li strong { color: var(--ink); }
.quiz-points-note { margin-top: 8px; font-size: 12.5px; color: var(--muted); line-height: 1.5; }
.quiz-late { margin: -6px 0 12px; padding: 10px 12px; border-radius: 12px; background: #fff2e8; color: #8a3a06; font-size: 14px; font-weight: 600; line-height: 1.5; }

.field-row { display: grid; gap: 10px; }
.field { display: block; }
.field > span { display: block; font-size: 14px; font-weight: 700; margin-bottom: 6px; color: var(--ink-2); }
.field > span em { font-style: normal; font-weight: 500; color: var(--muted); }
.field input, .field textarea {
  width: 100%; font: inherit; font-size: 17px; color: var(--ink);
  padding: 13px 14px; border: 1.5px solid var(--line-2); border-radius: 12px; background: #fff;
  transition: border-color .15s, box-shadow .15s;
}
.field textarea { resize: vertical; min-height: 56px; line-height: 1.5; font-size: 16px; }
.field input:focus, .field textarea:focus { outline: none; border-color: var(--orange); box-shadow: 0 0 0 4px rgba(217, 88, 11, .14); }
.field-more { margin-top: 10px; }
.trap { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.consent { margin: 14px 0 10px; font-size: 14.5px; }
.consent-check { display: flex; align-items: center; gap: 8px; font-weight: 600; cursor: pointer; }
.consent-check input { width: 20px; height: 20px; accent-color: var(--orange); }
.consent-check em { font-style: normal; color: var(--orange-text); }
.consent-more { margin: 4px 0 0 28px; color: var(--muted); font-size: 13px; }
.consent-more summary { cursor: pointer; text-decoration: underline; text-underline-offset: 3px; width: max-content; }
.consent-more p { margin-top: 4px; line-height: 1.5; }
.quiz-error { margin-bottom: 10px; padding: 10px 12px; border-radius: 10px; background: #fdecec; color: #a32020; font-size: 14.5px; font-weight: 600; }
.quiz-promise { margin-top: 10px; display: flex; align-items: center; justify-content: center; gap: 6px; font-size: 13.5px; color: var(--muted); text-align: center; }
.quiz-promise .ico { color: var(--orange-text); }

.quiz-done { text-align: center; padding: 10px 0 4px; }
.quiz-done:focus { outline: none; }
.done-ico { width: 64px; height: 64px; margin: 0 auto 14px; border-radius: 50%; display: grid; place-items: center; background: var(--orange-soft); color: var(--orange); font-size: 34px; }
.done-title { font-size: 22px; font-weight: 800; letter-spacing: -.02em; }
.done-text { margin: 8px 0 18px; color: var(--ink-2); font-size: 15.5px; }
.done-hours { margin-top: 8px; font-size: 13.5px; color: var(--muted); }
.done-preview { margin-top: 10px; font-size: 13px; color: #a32020; }

.hero-stats {
  margin-top: 36px; display: grid; grid-template-columns: repeat(2, 1fr);
  background: #fff; border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--shadow);
}
.hero-stats > div { padding: 18px 16px; text-align: center; }
.hero-stats > div:nth-child(odd) { border-right: 1px solid var(--line); }
.hero-stats > div:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
.hero-stats dt { font-size: 13.5px; color: var(--muted); font-weight: 600; }
.hero-stats dd { margin-top: 2px; font-size: 32px; font-weight: 800; letter-spacing: -.03em; line-height: 1.2; color: var(--ink); }
.hero-stats dd small { font-size: 16px; font-weight: 700; margin-left: 2px; }
.hero-stats .num, .hero-stats .word { color: var(--orange-text); font-variant-numeric: tabular-nums; }

/* ---------- 섹션 공통 ---------- */
.sec { padding: 76px 0; }
.sec-cream { background: var(--cream); }
.sec-head { text-align: center; max-width: 780px; margin: 0 auto 40px; }
.sec-head-left { text-align: left; margin: 0 0 28px; }
.eyebrow {
  display: inline-block; padding: 6px 14px; border-radius: 999px;
  background: var(--orange-soft); color: var(--orange-text); font-size: 14px; font-weight: 800; letter-spacing: -.01em;
}
.sec-cream .eyebrow { background: #fff; }
.eyebrow-light { background: rgba(255, 255, 255, .1); color: #ffc79b; }
.sec-title { margin-top: 14px; font-size: clamp(27px, 4.2vw, 42px); line-height: 1.3; font-weight: 800; letter-spacing: -.035em; }
.sec-title em { font-style: normal; color: var(--orange-text); }
.sec-desc { margin-top: 14px; font-size: 17.5px; color: var(--muted); }
.sec-cta { margin-top: 36px; text-align: center; }

/* 상황별 */
.sit-grid { display: grid; gap: 14px; }
.sit {
  width: 100%; height: 100%; text-align: left; display: grid; grid-template-columns: 52px 1fr; grid-template-rows: auto auto auto; column-gap: 16px;
  padding: 22px; background: #fff; border: 1.5px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow-sm); transition: transform .2s, border-color .2s, box-shadow .2s;
}
.sit:hover { transform: translateY(-3px); border-color: #f2c39d; box-shadow: var(--shadow); }
.sit-ico { grid-row: 1 / span 3; width: 52px; height: 52px; border-radius: 16px; display: grid; place-items: center; background: var(--orange-soft); color: var(--orange-text); font-size: 26px; }
.sit strong { font-size: 19px; font-weight: 800; letter-spacing: -.02em; }
.sit > span:not(.sit-ico) { font-size: 15.5px; color: var(--muted); line-height: 1.5; margin-top: 2px; }
.sit em { margin-top: 12px; font-style: normal; font-size: 15px; font-weight: 800; color: var(--orange-text); display: inline-flex; align-items: center; gap: 4px; }
.sit:hover em .ico { transform: translateX(3px); }
.sit em .ico { transition: transform .2s; }
.sit-more { margin-top: 26px; text-align: center; font-size: 16px; color: var(--muted); }
.sit-more a { display: inline-flex; align-items: center; gap: 4px; margin-left: 6px; font-weight: 800; color: var(--orange-text); text-decoration: underline; text-underline-offset: 4px; }

/* 담당 손해사정사 */
.adj-grid { display: grid; gap: 28px; align-items: start; }
.adj-photo { position: relative; border-radius: 28px; overflow: hidden; box-shadow: var(--shadow-lg); background: #c8d0dd; max-width: 520px; margin: 0 auto; width: 100%; }
.adj-photo img { width: 100%; aspect-ratio: 832 / 1100; object-fit: cover; object-position: 50% 0; }
.adj-photo figcaption {
  position: absolute; inset: auto 0 0 0; padding: 70px 26px 26px; color: #fff;
  background: linear-gradient(180deg, transparent, rgba(30, 20, 14, .55) 40%, rgba(30, 20, 14, .82));
}
.adj-tag { display: inline-block; padding: 4px 12px; border-radius: 999px; background: var(--orange); font-size: 13px; font-weight: 800; }
.adj-q { display: block; margin-top: 12px; font-size: 26px; color: #ffb27a; }
.adj-quote { margin-top: 4px; font-size: clamp(21px, 2.4vw, 25px); font-weight: 800; line-height: 1.4; letter-spacing: -.02em; }
.adj-lead { font-size: clamp(18px, 2vw, 21px); line-height: 1.6; color: var(--ink-2); }
.adj-lead strong { color: var(--ink); background: linear-gradient(transparent 62%, rgba(240, 122, 42, .22) 62%); }
.adj-cred { margin-top: 22px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.adj-cred > div { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 16px 18px; }
.adj-cred dt { font-size: 13.5px; font-weight: 800; color: var(--orange-text); }
.adj-cred dd { margin-top: 6px; }
.adj-cred li { font-size: 15.5px; font-weight: 600; line-height: 1.5; }
.adj-cred li + li { margin-top: 3px; }
.certs { margin-top: 22px; }
.certs-title { display: flex; flex-wrap: wrap; align-items: center; gap: 6px 8px; font-size: 16px; font-weight: 800; }
.certs-title .ico { color: var(--orange-text); font-size: 20px; }
.certs-title small { font-size: 13px; font-weight: 500; color: var(--muted); }
.certs-list { margin-top: 12px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.certs-list button {
  position: relative; width: 100%; padding: 8px 8px 10px; background: #fff; border: 1px solid var(--line); border-radius: 14px;
  display: flex; flex-direction: column; gap: 8px; align-items: center; transition: transform .2s, box-shadow .2s;
}
.certs-list button:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.certs-list img { border-radius: 6px; width: 100%; aspect-ratio: 520 / 735; object-fit: cover; }
.certs-list span { font-size: 13.5px; font-weight: 700; color: var(--ink-2); }
.certs-list button > .ico { position: absolute; top: 14px; right: 14px; width: 28px; height: 28px; padding: 5px; border-radius: 50%; background: rgba(38, 33, 29, .65); color: #fff; }

/* 검토 사례 */
.case-grid { display: grid; gap: 14px; }
.case {
  position: relative; padding: 26px 24px; border-radius: 22px; background: #fff; border: 1.5px solid var(--line);
  box-shadow: var(--shadow-sm); overflow: hidden;
}
.case::after { content: ""; position: absolute; right: -40px; top: -40px; width: 140px; height: 140px; border-radius: 50%; background: radial-gradient(circle, rgba(240, 122, 42, .14), transparent 70%); }
.case-top { display: flex; align-items: center; gap: 10px; }
.case-ico { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--orange-soft); color: var(--orange-text); font-size: 21px; }
.case-kind { font-size: 16px; font-weight: 800; }
.case-flow { margin-top: 18px; display: flex; align-items: center; gap: 8px; flex-wrap: wrap; font-size: 15px; font-weight: 700; }
.case-flow .from { padding: 4px 12px; border-radius: 999px; background: #f3eee9; color: var(--muted); }
.case-flow .to { padding: 4px 12px; border-radius: 999px; background: var(--orange-soft); color: var(--orange-text); }
.case-flow .ico { color: var(--muted); }
.case-label { margin-top: 20px; font-size: 14px; color: var(--muted); font-weight: 600; }
.case-amount { font-size: clamp(36px, 4.4vw, 46px); font-weight: 800; letter-spacing: -.035em; line-height: 1.15; color: var(--ink); font-variant-numeric: tabular-nums; }
.case-amount small { font-size: .45em; margin-left: 3px; letter-spacing: 0; }
.case-note { margin-top: 18px; font-size: 13.5px; color: var(--muted); text-align: center; }

/* 업무 분야 */
.area-grid { display: grid; gap: 14px; }
.area { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 24px; position: relative; }
.area-no { font-size: 13px; font-weight: 800; color: var(--muted); letter-spacing: .02em; }
.area-ico { position: absolute; top: 20px; right: 20px; width: 46px; height: 46px; border-radius: 14px; display: grid; place-items: center; background: var(--orange-soft); color: var(--orange-text); font-size: 24px; }
.area h3 { margin-top: 18px; font-size: 21px; font-weight: 800; letter-spacing: -.02em; }
.area-tags { margin-top: 6px; font-size: 14px; font-weight: 700; color: var(--orange-text); }
.area p:last-child { margin-top: 10px; font-size: 15.5px; color: var(--ink-2); line-height: 1.6; }

/* 진행 절차 */
.proc-grid { display: grid; gap: 22px; }
.proc-photo { position: relative; border-radius: 26px; overflow: hidden; min-height: 340px; box-shadow: var(--shadow); }
.proc-photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.proc-photo figcaption {
  position: relative; min-height: 340px; height: 100%; display: flex; flex-direction: column; justify-content: flex-end; gap: 10px;
  padding: 28px; color: #fff; background: linear-gradient(180deg, rgba(30, 20, 14, .15), rgba(30, 20, 14, .82) 70%);
}
.proc-photo figcaption span { font-size: 12.5px; font-weight: 800; letter-spacing: .12em; color: #ffc79b; }
.proc-photo figcaption strong { font-size: clamp(20px, 2.2vw, 24px); line-height: 1.45; letter-spacing: -.02em; }
.proc-photo figcaption p { font-size: 15px; color: rgba(255, 255, 255, .85); }
.timeline { background: var(--cream); border: 1px solid var(--line); border-radius: 26px; padding: 26px 22px; }
.timeline-head strong { display: block; font-size: 20px; font-weight: 800; letter-spacing: -.02em; }
.timeline-head span { display: block; margin-top: 4px; font-size: 15px; color: var(--muted); }
.steps { margin-top: 22px; position: relative; display: grid; gap: 4px; }
.steps li { position: relative; display: grid; grid-template-columns: 52px 1fr; gap: 16px; padding: 12px 0; }
.steps li:not(:last-child)::before { content: ""; position: absolute; left: 25px; top: 62px; bottom: -14px; width: 2px; background: repeating-linear-gradient(180deg, #f0c7a4 0 6px, transparent 6px 11px); }
.step-no { width: 52px; height: 52px; border-radius: 50%; display: grid; place-items: center; background: #fff; border: 2px solid #f2c39d; color: var(--orange-text); font-weight: 800; font-size: 17px; }
.steps li:first-child .step-no { background: var(--orange); border-color: var(--orange); color: #fff; }
.steps h3 { font-size: 19px; font-weight: 800; letter-spacing: -.02em; margin-top: 4px; }
.steps p { font-size: 15.5px; color: var(--ink-2); }

/* 자주 묻는 질문 */
.faq-grid { display: grid; gap: 28px; }
.faq-call-box { background: var(--espresso); color: #fff; border-radius: 22px; padding: 24px; }
.fcb-q { font-size: 14px; font-weight: 700; color: #ffc79b; }
.fcb-t { margin: 6px 0 18px; font-size: 20px; font-weight: 800; line-height: 1.45; letter-spacing: -.02em; }
.faq-call-box .btn-dark { background: var(--orange); }
.faq-call-box .btn-dark:hover { background: var(--orange-hover); }
.fcb-h { margin-top: 10px; display: flex; align-items: center; justify-content: center; gap: 6px; font-size: 14px; color: rgba(255, 255, 255, .75); }
.faq-list { display: grid; gap: 10px; align-content: start; }
.faq-list details { background: #fff; border: 1px solid var(--line); border-radius: 18px; transition: box-shadow .2s, border-color .2s; }
.faq-list details[open] { border-color: #f2c39d; box-shadow: var(--shadow-sm); }
.faq-list summary {
  list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 14px;
  padding: 20px 22px; font-size: 17.5px; font-weight: 800; letter-spacing: -.02em;
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary .ico { font-size: 22px; color: var(--orange-text); transition: transform .2s; }
.faq-list details[open] summary .ico { transform: rotate(45deg); }
.faq-list details p { padding: 0 22px 20px; color: var(--ink-2); font-size: 16px; }

/* 마지막 신청 */
.final {
  padding: 80px 0; color: #fff;
  background:
    radial-gradient(700px 360px at 85% 0%, rgba(240, 122, 42, .32), transparent 70%),
    linear-gradient(160deg, var(--espresso-2), var(--espresso));
}
.final-in { display: grid; gap: 30px; align-items: center; }
.final-title { margin-top: 14px; font-size: clamp(29px, 4.4vw, 46px); font-weight: 800; line-height: 1.28; letter-spacing: -.035em; }
.final-title em { font-style: normal; color: #ffb27a; }
.final-desc { margin-top: 16px; font-size: 17.5px; color: rgba(255, 255, 255, .8); max-width: 32em; }
.final-promise { margin-top: 22px; display: grid; gap: 10px; }
.final-promise li { display: flex; align-items: center; gap: 10px; font-size: 16.5px; font-weight: 600; }
.final-promise .ico { width: 24px; height: 24px; padding: 4px; border-radius: 50%; background: rgba(240, 122, 42, .25); color: #ffb27a; }
.final-card { background: #fff; color: var(--ink); border-radius: 26px; padding: 28px 24px 22px; text-align: center; box-shadow: 0 30px 70px -30px rgba(0, 0, 0, .6); }
.final-card img { width: 72px; height: 72px; margin: 0 auto; border-radius: 50%; object-fit: cover; object-position: 50% 15%; box-shadow: 0 0 0 4px var(--orange-soft); }
.fc-t { margin-top: 12px; font-size: 20px; font-weight: 800; letter-spacing: -.02em; }
.fc-d { margin: 6px 0 18px; font-size: 15.5px; color: var(--muted); }
.final-card .btn + .btn { margin-top: 8px; }
.fc-h { margin-top: 10px; font-size: 13.5px; color: var(--muted); }

/* 아래쪽 정보 */
.ftr { background: #1d1611; color: rgba(255, 255, 255, .72); padding: 40px 0 120px; font-size: 14px; }
.ftr-in { display: grid; gap: 18px; }
.ftr-brand { display: flex; align-items: center; gap: 10px; color: #fff; }
.ftr-brand img { border-radius: 10px; background: #fff; padding: 3px; }
.ftr-brand span { display: flex; flex-direction: column; line-height: 1.3; font-size: 13px; }
.ftr-brand strong { font-size: 17px; }
.ftr-info { display: grid; gap: 6px; }
.ftr-info p { display: flex; align-items: center; gap: 8px; }
.ftr-info .ico { color: #ffb27a; }
.ftr-info a { color: #fff; font-weight: 700; }
.ftr-op { color: rgba(255, 255, 255, .55); }
.ftr-copy { color: rgba(255, 255, 255, .45); font-size: 13px; }

/* 휴대폰 아래 고정 띠 */
.m-bar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; display: grid; grid-template-columns: 2fr 3fr; gap: 8px;
  padding: 10px 12px calc(10px + env(safe-area-inset-bottom)); background: rgba(255, 252, 248, .96);
  border-top: 1px solid var(--line); box-shadow: 0 -8px 24px -12px rgba(90, 50, 20, .25);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
}
.m-bar a { display: flex; align-items: center; justify-content: center; gap: 6px; height: 52px; border-radius: 14px; font-weight: 800; font-size: 16.5px; }
.m-bar-call { background: #fff; border: 1.5px solid var(--line-2); color: var(--ink); }
.m-bar-call .ico { color: var(--orange-text); }
.m-bar-quiz { background: var(--orange); color: #fff; }

/* 등록증 크게 보기 */
.lightbox { border: 0; padding: 0; background: transparent; max-width: min(92vw, 760px); max-height: 92vh; overflow: visible; }
.lightbox::backdrop { background: rgba(20, 14, 10, .78); }
.lightbox img { max-height: 88vh; width: auto; border-radius: 10px; background: #fff; }
.lightbox-close { position: absolute; top: -14px; right: -14px; width: 44px; height: 44px; border-radius: 50%; border: 0; background: #fff; display: grid; place-items: center; font-size: 22px; box-shadow: var(--shadow); }

/* 고객 고민 (2판) */
.worry-list { display: grid; gap: 12px; max-width: 980px; margin: 0 auto; }
.worry {
  position: relative; padding: 20px 22px 20px 54px; background: var(--cream); border: 1px solid var(--line);
  border-radius: 22px 22px 22px 6px; font-size: 17px; font-weight: 600; line-height: 1.55; color: var(--ink-2);
}
.worry::before {
  content: "“"; position: absolute; left: 18px; top: 10px; font-size: 44px; line-height: 1; font-weight: 800; color: var(--orange-bright); opacity: .55;
}
.worry:nth-child(even) { border-radius: 22px 22px 6px 22px; }
.worry-answer {
  margin: 28px auto 0; max-width: 980px; display: grid; grid-template-columns: 64px 1fr; gap: 14px 16px; align-items: center;
  padding: 22px; border-radius: 24px; background: #fff; border: 1.5px solid #f2c39d; box-shadow: var(--shadow);
}
.worry-answer img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; object-position: 50% 15%; box-shadow: 0 0 0 4px var(--orange-soft); }
.wa-lead { font-size: 19px; font-weight: 800; letter-spacing: -.02em; }
.wa-text p:last-child { margin-top: 2px; font-size: 16px; color: var(--ink-2); }
.wa-text strong { color: var(--orange-text); }
.worry-answer .btn { grid-column: 1 / -1; }

/* 손해사정사가 하는 일 (2판) */
.role-list { display: grid; gap: 12px; counter-reset: none; }
.role-item { position: relative; background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 22px 22px 24px; box-shadow: var(--shadow-sm); }
.role-no { font-size: 13px; font-weight: 800; color: var(--muted); letter-spacing: .04em; }
.role-ico { position: absolute; top: 18px; right: 18px; width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; background: var(--orange-soft); color: var(--orange-text); font-size: 23px; }
.role-item h3 { margin-top: 14px; font-size: 19px; font-weight: 800; letter-spacing: -.02em; }
.role-item p { margin-top: 6px; font-size: 15.5px; color: var(--ink-2); line-height: 1.6; }
.role-note { margin-top: 18px; text-align: center; font-size: 13.5px; color: var(--muted); }

/* 손해사정사 인사말 (2판) */
.letter {
  position: relative; margin: 40px auto 0; max-width: 860px; padding: 30px 26px 26px; background: #fff;
  border: 1px solid var(--line); border-radius: 26px; box-shadow: var(--shadow);
}
.letter::before { content: ""; position: absolute; left: 26px; right: 26px; top: 0; height: 4px; border-radius: 0 0 4px 4px; background: linear-gradient(90deg, #f59a4f, var(--orange)); }
.letter-eyebrow { display: inline-flex; align-items: center; gap: 6px; font-size: 14px; font-weight: 800; color: var(--orange-text); }
.letter-eyebrow .ico { font-size: 20px; }
.letter-body { margin-top: 14px; display: grid; gap: 12px; font-size: 17px; line-height: 1.8; color: var(--ink-2); }
.letter-sign { margin-top: 22px; padding-top: 18px; border-top: 1px dashed var(--line-2); display: flex; align-items: center; justify-content: flex-end; gap: 12px; }
.letter-sign img { width: 48px; height: 48px; border-radius: 50%; object-fit: cover; object-position: 50% 15%; }
.letter-sign span { display: flex; flex-direction: column; font-size: 13.5px; color: var(--muted); line-height: 1.35; }
.letter-sign strong { font-size: 21px; color: var(--ink); letter-spacing: .08em; }

/* 화면에 들어오면 떠오르는 움직임 */
.js .reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.js .reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .js .reveal { opacity: 1; transform: none; transition: none; }
  .quiz-step.is-entering { animation: none; }
}

/* ---------- 넓은 화면 ---------- */
@media (min-width: 560px) {
  .field-row { grid-template-columns: 1fr 1fr; }
  .quiz { padding: 28px 26px 22px; }
  .sit-grid { grid-template-columns: 1fr 1fr; }
  .sit { grid-template-columns: 1fr; grid-template-rows: auto; row-gap: 0; padding: 26px; }
  .sit-ico { grid-row: auto; margin-bottom: 16px; }
  .area-grid { grid-template-columns: 1fr 1fr; }
  .hero-stats { grid-template-columns: repeat(4, 1fr); }
  .hero-stats > div { border-bottom: 0 !important; border-right: 1px solid var(--line); }
  .hero-stats > div:last-child { border-right: 0; }
  .hero-stats > div { padding: 22px 12px; }
}

@media (min-width: 900px) {
  .sec { padding: 104px 0; }
  .sec-head { margin-bottom: 52px; }
  .hero { padding: 56px 0 64px; }
  .hero-grid { grid-template-columns: minmax(0, 1fr) minmax(380px, 440px); column-gap: 48px; align-items: center; }
  .case-grid { grid-template-columns: repeat(3, 1fr); }
  .adj-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 48px; align-items: center; }
  .adj-photo { max-width: none; }
  .proc-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 28px; }
  .timeline { padding: 34px 36px; }
  .faq-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 48px; align-items: start; }
  .faq-side { position: sticky; top: calc(var(--hdr-h) + 24px); }
  .final-in { grid-template-columns: minmax(0, 1fr) 420px; gap: 56px; }
  .ftr { padding-bottom: 48px; }
  .ftr-in { grid-template-columns: auto 1fr auto; align-items: end; gap: 40px; }
  .m-bar { display: none; }
}

@media (min-width: 1100px) {
  .hdr-nav { display: flex; }
  .area-grid { grid-template-columns: repeat(4, 1fr); }
}

/* 아주 넓은 화면: 글 · 진단 두 칸을 넉넉하게 */
@media (min-width: 1240px) {
  .hero { padding: 72px 0 76px; }
  .hero-grid { grid-template-columns: minmax(0, 1fr) 460px; column-gap: 72px; }
}

/* 휴대폰: 아래 띠만큼 비워 둔다 */
@media (max-width: 899px) {
  body { padding-bottom: calc(72px + env(safe-area-inset-bottom)); }
  .hdr-cta { display: none; }
  .hdr-phone { font-size: 15.5px; padding: 8px 12px; border: 1.5px solid var(--line-2); border-radius: 12px; background: #fff; }
  .ftr { padding-bottom: 40px; }
  .hero-actions .btn { flex: 1 1 220px; }
}
@media (max-width: 380px) {
  .brand-text small { display: none; }
  .hdr-phone-num { font-size: 14.5px; }
  .quiz-opts-2 button { font-size: 14.5px; padding: 12px; }
}

/* 2판: 넓이별 */
@media (min-width: 560px) {
  .worry-list { grid-template-columns: 1fr 1fr; }
  .role-list { grid-template-columns: 1fr 1fr; }
  .worry-answer { grid-template-columns: 64px 1fr auto; padding: 22px 26px; }
  .worry-answer .btn { grid-column: auto; }
}
@media (min-width: 900px) {
  .worry { font-size: 18px; padding: 24px 26px 24px 60px; }
  .letter { padding: 40px 48px 32px; }
  .letter-body { font-size: 17.5px; }
}
@media (min-width: 900px) and (max-width: 1239px) {
  .hero-title { font-size: 44px; }
}
@media (min-width: 1100px) {
  .role-list { grid-template-columns: repeat(5, 1fr); }
  .role-item { padding: 22px 18px 24px; }
  .role-ico { position: static; margin-top: 12px; }
}